Afandi, C. I., & Mauhibbatus Syakirin. (2026). Pragmatisme Nasabah BMT: Analisis Faktor Penentu Keputusan Pembiayaan di Kabupaten Sampang. Journal of Industrial and Syariah Economics, 3(2), 113-124. https://doi.org/10.63321/jise.v3i2.189